Lloyds Capital Employee Loans

Lloyds Capital Employee Loans are designed to give employees access to affordable financing for a wide range of personal needs, including education, medical expenses, home improvements, and more.

 

Our loans are easy to apply for and come with competitive interest rates, making them an accessible solution for employees seeking financial support. Repayments are made conveniently through a check-off system, where deductions are made directly from the employee’s salary, ensuring a smooth and stress-free repayment process.

 

At Lloyds Capital, we value the financial stability and wellbeing of employees. By working closely with partner organizations, we ensure a seamless loan application and approval process, giving employees the support they need to focus on both personal and professional growth.

 

We believe that everyone deserves access to financial solutions that empower them to achieve their goals, and our Employee Loans are one of the many ways we help make this possible.

Requirements

Applicants are required to provide the following:

  • Postdated cheques

  • Current three (3) months’ pay slips

  • Copy of KRA PIN

  • Original National ID copy

  • Twelve (12) months M-PESA and bank statements

  • Next of kin’s ID copy

  • Active phone number

  • Recent passport photo

  • Letter of employment

  • Registration fee: Ksh 2,000

Benefits of Our Employee Loans

  • No hidden charges

  • Affordable and competitive interest rates

  • Convenient salary check-off repayment system


Employee Loan Processing Period

  • Minimum and maximum duration: 3 months


Employee Loan Interest Rates & Fees

  • Interest rate: 7.5% per month

  • Processing fee: 5% of the principal amount

  • Registration fee: Ksh 2,000