Welcome to (PSI)
Property Share Investment
Property Share Investment (PSI) is an innovative investment approach that allows multiple individuals to collectively invest in high-value real estate properties. Instead of one person bearing the entire cost of purchasing a property, the investment is divided into smaller, more affordable shares. This makes it possible for people to own a part of a valuable property and enjoy the benefits of property ownership, including a share of the rental income and potential appreciation in property value.
In PSI, investors pool their resources to purchase ready and operational properties, which immediately start generating rental income. This income is distributed among the shareholders according to the number of shares they hold. Additionally, shareholders form a management company to oversee the property’s maintenance and operations.
PSI is particularly attractive for those seeking long-term, stable investments, such as retirees, parents investing for their children, or anyone looking to diversify their investment portfolio. The model offers flexibility, as shareholders can sell their shares if they choose to exit the investment, potentially at a profit depending on market conditions.
PSI is designed to democratize access to real estate, making it easier for more people to benefit from the lucrative property market.
NOTE: While this is just an example, the potential for similar returns exists, adjusted for factors like service charges and property management fees.
How Does It Work?
Let’s illustrate with an example:
Imagine there’s a prime apartment in Nairobi valued at Kes 50,000,000. For most people, that’s a significant amount to handle alone. With PSI, however, you don’t have to.
- Shared Investment: Rather than one person taking on the entire cost, we divide the investment into shares. For example, if each share is priced at Kes 2.5M, we would need 20 shareholders to collectively purchase the apartment.
- Consistent Rental Income: Now, suppose the apartment brings in Kes 1,000,000 in rental income every month. In this scenario, each of the 20 shareholders would receive Kes 50,000 monthly—a consistent income stream for life!
- Ready Properties: All properties acquired through PSI are ready and operational, not off-plan. This means your investment starts working for you immediately—no waiting for construction or development.
- Secure and Transparent Transactions: All financial transactions are handled through a trusted advocate account, ensuring your investment is safe, transparent, and fully accountable.
Forming a Management Company
- Flexibility and Growth: Should any shareholder wish to exit, they have the option to sell their share. For example, a share initially bought at Kes 2.5M could be sold for a higher price—perhaps 3M, 3.5M, or more—depending on market conditions and property appreciation.
Beneficiary
Who Can Benefit from PSI?
New Investors
Those looking to enter the real estate market without committing massive capital upfront.
Seasoned Investors
Individuals seeking to diversify their portfolios and access high-value properties.
Retiree
Ideal for retirees looking for stable, long-term income without the hassle of active management.
Parents
Secure a financial future for your children by investing in property that will provide them with lifetime rental income.
Groups and Associations
Friends, family members, or business associates who want to invest together and share the rewards.
Join the Future of Real Estate Investment with Lloyds Capital Limited
Lloyds Capital Limited is here to help you take advantage of this innovative approach to property investment. With PSI, you can step confidently into the world of real estate, secure in the knowledge that your investment is well-managed, profitable, and positioned for growth. Explore the possibilities with Property Share Investment today and secure your stake in the future of real estate! --- This version includes the benefits of ready properties, highlights the suitability for long-term investments like those for retirees and children, and strengthens the appeal of PSI as a versatile and secure investment opportunity.